You don’t always need a large upfront cost to install rooftop solar. Thanks to banks and lending groups offering tailored financing, more Filipino households and small businesses can make the switch to renewable energy.
This directory features programs that support solar installations through loans or financing packages. Each option varies in scope, but they all aim to ease the financial barrier so you can start saving on electricity sooner.
Explore the choices below, review their basic terms, and connect with the providers that suit your solar plans.
LET'S GO RENEWABLE
RENEWABLE ENERGY FINANCIAL ASSISTACE OPTION
RENEWABLE ENERGY FINANCIAL ASSISTACE OPTION
LBP
LANDBANK’s Go Green program helps fund solar and other energy efficiency projects. Local government units, cooperatives, colleges, and registered businesses can apply for financing that covers up to 90% of the total project cost. The process includes submitting standard business documents, project details, and savings estimates. The program is a strong fit for organizations aiming to reduce long-term electricity expenses while making energy upgrades more manageable from day one.
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BPI
The BPI Solar Mortgage Top-Up Equity Loan lets you add to your existing housing loan to help fund a solar panel system for your property. It works by using your current mortgage to access extra funds, making the shift to solar simpler and more affordable. With a minimum top-up of ₱400,000, you can use your existing collateral and even combine multiple loans into one for easier monthly payments. Terms range from 1 to 20 years, and you'll need to provide proof of your solar panel purchase or installation.
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SBC
Security Bank’s solar mortgage is a loan that uses your home’s appraised value to help fund a solar panel installation. Instead of getting a separate loan, you’re borrowing against your property. Loan amounts start at ₱1 million and can go up to 90% of your home’s worth. With payment terms of up to 25 years, it’s a practical option for homeowners already planning upgrades. The program also features fair income requirements and quick processing once documents are complete.
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DBP
DBP supports solar and energy-saving projects with flexible repayment terms that can match your estimated electricity savings. Loan payments can be set based on your expected monthly drop in utility costs. For bigger or step-by-step projects, they also offer bundled financing—this means you can combine funding for current work and future upgrades into one loan. These loans are a good fit for businesses that expect clear results, like lower electricity bills after switching to solar panels or LED lighting.
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Solar financing gives you more ways to get started without the full upfront cost. Some programs are great for smaller home setups with faster approvals, while others are built for bigger systems with longer payment terms.
Take some time to explore what’s out there, get your documents in order, and reach out once you’ve found a good fit. Most providers are happy to walk you through the steps and answer any questions along the way. You don’t have to do it all alone. Start your solar journey today and take control of your future!
